* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary: #d4722a;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: #333;
  background: #fff;
}

/* Header */
.site-header {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  z-index: 10;
  padding: 20px 24px;
  background: rgba(0, 0, 0, 0.3);
  backdrop-filter: blur(8px);
}

.site-header .header-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
}

.site-header .brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.site-header .brand img {
  height: 32px;
  width: auto;
}

.site-header .brand-name {
  font-size: 18px;
  font-weight: 700;
  color: #fff;
  letter-spacing: -0.3px;
  text-shadow: 0 1px 4px rgba(0, 0, 0, 0.3);
}

/* Hero */
.hero {
  position: relative;
  min-height: 560px;
  background-color: #333;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  display: flex;
  align-items: center;
  padding: 60px 24px;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, rgba(0, 0, 0, 0.35) 0%, rgba(0, 0, 0, 0.1) 100%);
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 1100px;
  margin: 0 auto;
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 48px;
}

.hero-text {
  max-width: 520px;
  color: #fff;
}

.hero-text h1 {
  font-size: 42px;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 16px;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
}

.hero-text p {
  font-size: 18px;
  line-height: 1.6;
  opacity: 0.93;
  margin-bottom: 24px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(8px);
  padding: 10px 18px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 16px;
}

/* Form Card */
.form-card {
  margin-top: 50px;
  background: #fff;
  border-radius: 16px;
  padding: 36px 36px;
  width: 480px;
  min-width: 440px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.25);
}

.form-card h2 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 4px;
  color: #1a1a1a;
}

.form-card .subtitle {
  font-size: 14px;
  color: #777;
  margin-bottom: 20px;
}

/* Call Card */
.call-card {
  margin-top: 50px;
  background: #fff;
  border-radius: 16px;
  padding: 40px 32px;
  text-align: center;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.12);
  max-width: 420px;
  width: 100%;
}

.call-card h2 {
  font-size: 22px;
  color: #1a1a2e;
  margin-bottom: 8px;
}

.call-card .card-subtitle {
  color: #666;
  font-size: 15px;
  margin-bottom: 28px;
}

.phone-display {
  font-size: 32px;
  font-weight: 700;
  color: #1a1a2e;
  letter-spacing: 1px;
  margin-bottom: 20px;
}

.btn-call {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--primary);
  color: #fff;
  text-decoration: none;
  font-size: 18px;
  font-weight: 600;
  padding: 16px 40px;
  border-radius: 50px;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15);
}

.btn-call:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2);
}

.btn-call svg {
  flex-shrink: 0;
}

.call-hours {
  margin-top: 20px;
  font-size: 13px;
  color: #888;
}

.call-reassurance {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 28px;
  text-align: left;
}

.call-reassurance .item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: #555;
}

.call-reassurance .item .icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #f0f7f0;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.call-reassurance .item .icon svg {
  fill: #4caf50;
}

/* Progress bar */
.progress-bar {
  display: flex;
  gap: 6px;
  margin-bottom: 24px;
}

.progress-step {
  flex: 1;
  height: 4px;
  border-radius: 2px;
  background: #e8e8e8;
  transition: background 0.3s;
}

.progress-step.active {
  background: var(--primary);
}

.step-indicator {
  font-size: 12px;
  color: #999;
  margin-bottom: 18px;
}

.step-indicator span {
  color: var(--primary);
  font-weight: 700;
}

/* Form */
.form-group {
  margin-bottom: 14px;
}

.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: #555;
  margin-bottom: 6px;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid #e0e0e0;
  border-radius: 10px;
  font-size: 15px;
  transition: border-color 0.2s;
  background: #fafafa;
  color: #333;
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
}

.form-group select {
  background: #fafafa url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='%23999'%3E%3Cpath d='M7 10l5 5 5-5z'/%3E%3C/svg%3E") no-repeat right 14px center;
  padding-right: 36px;
  cursor: pointer;
}

.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--primary);
  background: #fff;
}

.form-row {
  display: flex;
  gap: 12px;
}

.form-row .form-group {
  flex: 1;
}

/* Step sections */
.form-step {
  display: none;
}

.form-step.active {
  display: block;
}

/* Buttons */
.btn-row {
  display: flex;
  gap: 10px;
  margin-top: 12px;
}

.btn-next,
.btn-submit {
  flex: 1;
  padding: 14px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.2s, transform 0.1s;
}

.btn-next:hover,
.btn-submit:hover {
  filter: brightness(0.85);
  transform: translateY(-1px);
}

.btn-back {
  flex: 0 0 auto;
  padding: 14px 20px;
  background: none;
  color: #999;
  border: 1.5px solid #e0e0e0;
  border-radius: 10px;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  transition: border-color 0.2s, color 0.2s;
}

.btn-back:hover {
  border-color: #ccc;
  color: #666;
}

.btn-submit:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  transform: none;
}

/* Consent */
.consent-box {
  margin: 16px 0 4px;
}

.consent-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  cursor: pointer;
  font-size: 11px;
  color: #888;
  line-height: 1.5;
}

.consent-label input[type="checkbox"] {
  margin-top: 2px;
  flex-shrink: 0;
  width: 16px;
  height: 16px;
  accent-color: var(--primary);
  cursor: pointer;
}

.consent-label a {
  color: var(--primary);
  text-decoration: underline;
}

.form-footer {
  text-align: center;
  margin-top: 14px;
  font-size: 12px;
  color: #999;
  line-height: 1.5;
}

.form-footer svg {
  vertical-align: middle;
  margin-right: 4px;
}

/* Steps banner */
.steps {
  padding: 0;
  background: var(--primary);
  position: relative;
  overflow: hidden;
}

.steps-banner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 120px 24px;
  display: flex;
  align-items: center;
  justify-content: flex-end;
}

.steps-quote {
  max-width: 560px;
  text-align: right;
}

.steps-quote h2 {
  font-size: 34px;
  font-weight: 800;
  color: #fff;
  line-height: 1.3;
  margin-bottom: 16px;
}

.steps-quote h2 em {
  font-style: normal;
  color: rgba(255, 255, 255, 0.7);
}

.steps-quote p {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.6;
  margin-bottom: 24px;
}

.steps-quote .btn-steps {
  display: inline-block;
  padding: 14px 32px;
  background: #fff;
  color: var(--primary);
  border: none;
  border-radius: 10px;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
}

.steps-quote .btn-steps:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.steps-deco {
  position: absolute;
  left: -60px;
  top: 50%;
  transform: translateY(-50%);
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
}

.steps-deco2 {
  position: absolute;
  left: 120px;
  bottom: -80px;
  width: 200px;
  height: 200px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.04);
}

/* Trust */
.trust {
  padding: 64px 24px;
  background: #fff;
}

.trust-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.section-title {
  text-align: center;
  font-size: 32px;
  font-weight: 800;
  margin-bottom: 8px;
  color: #1a1a1a;
}

.section-subtitle {
  text-align: center;
  font-size: 16px;
  color: #777;
  margin-bottom: 48px;
}

.stats-grid {
  display: flex;
  gap: 32px;
  justify-content: center;
  margin-top: 48px;
}

.stat-card {
  flex: 1;
  max-width: 250px;
  text-align: center;
  padding: 32px 24px;
  border-radius: 14px;
  background: #f8f8f8;
}

.stat-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--primary), #e8944d);
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.stat-num {
  font-size: 36px;
  font-weight: 800;
  color: #1a1a1a;
  margin-bottom: 4px;
}

.stat-label {
  font-size: 14px;
  color: #777;
}

.logos-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  margin-top: 48px;
  flex-wrap: wrap;
  opacity: 0.45;
}

.carrier-logo {
  font-size: 22px;
  font-weight: 800;
  color: #333;
  letter-spacing: -0.5px;
}

.carrier-logo span {
  font-weight: 400;
}

/* CTA Bottom */
.cta-bottom {
  padding: 120px 24px;
  background: linear-gradient(180deg, #f0dbc8 0%, #faf4ef 100%);
  color: #333;
}

.cta-bottom .cta-inner {
  max-width: 1100px;
  margin: 0 auto;
  text-align: center;
}

.cta-bottom h2 {
  font-size: 30px;
  font-weight: 800;
  margin-bottom: 12px;
  text-align: center;
  color: #1a1a1a;
  opacity: 0;
  transform: translateX(-40px);
  animation: slideIn 0.8s ease forwards;
}

.cta-bottom p {
  font-size: 16px;
  color: #777;
  margin-bottom: 28px;
  text-align: center;
  max-width: 500px;
  line-height: 1.6;
  opacity: 0;
  transform: translateX(-40px);
  animation: slideIn 0.8s ease 0.2s forwards;
  margin-left: auto;
  margin-right: auto;
}

.btn-cta {
  padding: 16px 40px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
  opacity: 0;
  transform: translateX(-40px);
  animation: slideIn 0.8s ease 0.4s forwards;
}

.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

@keyframes slideIn {
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

/* Footer */
.footer {
  padding: 24px;
  text-align: center;
  font-size: 12px;
  color: #aaa;
  background: #1a1a1a;
}

.footer a {
  color: #777;
  text-decoration: none;
}

/* Responsive */
@media (max-width: 768px) {
  .hero {
    min-height: auto;
    padding: 40px 16px;
  }

  .hero-content {
    flex-direction: column;
    gap: 32px;
  }

  .hero-text h1 {
    font-size: 30px;
  }

  .form-card {
    width: 100%;
    min-width: auto;
  }

  .stats-grid {
    flex-direction: column;
    align-items: center;
  }

  .form-row {
    flex-direction: column;
    gap: 0;
  }
}

@media (max-width: 600px) {
  .phone-display {
    font-size: 26px;
  }

  .btn-call {
    font-size: 16px;
    padding: 14px 32px;
  }

  .call-card {
    padding: 28px 20px;
  }
}