Please submit all custom creatives for approval. M-F 6AM-10PM EST are the best hours States to avoid (these states pay the lowest): NY MA WV CA HI ND MN Data to help targeting strong users: Age range between 35-55. Full time employment. Income from 40k-72k/year. PROHIBITED TERMINOLOGY • 100% secure • Best lenders • Best loans • Best rates • Get matched to the best lenders with great rates • Lowest fee • Lowest rate • Matched • Match you • Most favorable • No credit check • Guaranteed • Pre‐qualified • Pre‐screened • Pre‐selected • Pre‐approved • We find you the best lender • We match you with the lender based on your circumstances • We search for the lowest rates • We will approve your loan • Cash in one hour • Criminal • Funds immediately • All applications approved • Get cash • 1‐hour loans • Cash in minutes • Cash is available now If an advertisement for a loan product contains any “triggering term” as defined under TILA, then additional disclosures must be made. The triggering terms for closed‐end loans under TILA are: • The amount or percentage of any payment (e.g., $100/week). • The number of payments (e.g., 10 payments) or period of repayment (e.g., three months). • The amount of any finance charge (e.g., $350 for all closing costs). An advertisement that includes a triggering term must also disclose the following: • The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment (e.g., 36 payments of $120 or $58.27 for every $1,000 borrowed). • Disclosure of the Annual Percentage Rate identified as “APR” or “Annual Percentage Rate”. • If the APR may be increased after consummation, that must be disclosed (e.g., if the loan has a variable rate, it must be disclosed that the APR for that loan may increase).
