Vitapayday is not a lender and therefore does not provide short-term loans or lending solutions. We are a credit connection service that connects consumers with independent third-party lenders. The client fills out the application online from his home computer or any mobile device. Since the process happens in real time, it is very fast. If the customer is suitable for a lender, they will receive an offer from that lender with the terms of the loan. If the client agrees to the terms, the money may be available for use as early as the next business day. Independent lenders have their own individual requirements that must be met, but typical minimum requirements include: - age 18 years and older; - US citizenship; - active checking or savings account with direct deposit; - minimum regular income $1000 per month; - not be a permanent or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy, serving on active duty under a call or order that does not specify a period of 30 days or less.
